DEPOSITS

LOANS
   easy pabahay loan
   auto loan
   personal loan
   executive loan
   back-to-back loan

Microfinance Loans
   bayanihan loan
   negosyo loan
   small-scale business loan
   

Commercial Loans
   domestic bills purchase
      facility
   check rediscounting
      facility
   revolving credit line
  term or project financing
      loan
        

PROPERTIES FOR SALE

easy pabahay home loan
          • Long-term, low, fixed interest rates
          • For as low as 9.75% p.a. 
          • Flexible payment terms up to 25 years
          • Download application form 
        

auto loan
          • Available for purchase of brand new and second-hand cars 	        
          • Maximum term of 72 months
          • Download application form
          • Click here for additional information

personal loan
          • As low as 1.25% per month interest rate
          • Get a loan of up to P200,000
          • Two to three weeks processing
          • Download application form
          • Click here for additional information

executive loan
          • Personal loan designed for corporate executives
          • 18% per annum interest rate computed on diminishing balance
          • Maximum loanable amount of P1,000,000 	      
          • Download application form

back-to-back loan
          • Loan covered against the client's savings deposit and/or time 
             placement via a holdout notice to secure 90% of a principal obligation
          • Same day application and release

bayanihan loan
          • Loan facility for the capital needs of small vendors and 
             household-based entrepreneurs
          • Daily, weekly and monthly payment schemes
          • Loan amount for as low as P5,000
          • Interest rates for as low as 2% per month
          • Download application form

negosyo loan
          • Created for small businesses
          • Maximum loanable amount of P50,000
          • Maximum term of 180 days
          • Interest rate of 2.5% per month

small-scale business loan
          • Loan facility for SMEs (Small and Medium Enterprises)
          • Maximum loanable amount of P200,000
          • Maximum term of one (1) year
          • Interest rate of 2% per month

domestic bills purchase facility
          • Available to the Bank's valued depositors
          • Available via revolving line or one-time availment
          • Applicable to third party checks

check rediscounting facility
          • Available via revolving line or one-time availment
          • Maximum amount of 80% of check value
          • Secured by any of real estate mortgage, chattel mortgage, 
            holdout, suretyship

revolving credit line
          • For working capital purposes
          • Up to 360-day peso promissory note availability
          • Secured by any of real estate mortgage, chattel mortgage, 
             holdout, suretyship

term or project financing loan
          • For capital expenditure meant for business expansion 
            or improvement of operations
          • Maximum term of five (5) years
          • Bank to finance 60% of collateral's appraised value 
            or 70% of project cost, whichever is lower
          • Secured by any of real estate mortgage, chattel mortgage, 
            holdout, suretyship